Quote. Book. Set alerts. Track points. Manage beneficiaries. It all happens in the app you already use forty times a day — and nothing else needs to be installed.
You probably already use WhatsApp to message your family, your colleagues, and your group chats. What you might not realise is that across 180 countries, it has quietly become the default way people send money, pay for goods, and transact with the businesses they trust.
In Brazil, 98.9% of internet users are on WhatsApp — and millions of them use it every day to send money directly to each other and pay merchants at checkout. The platform is their payment rail. In India, over 500 million people rely on WhatsApp Pay to send money on the country's UPI rails. In Singapore, businesses accept payments natively through the app.
The UK is different — our regulatory setup means WhatsApp Pay hasn't rolled out here, and given our banking infrastructure probably won't in the same form. But the underlying insight is the same everywhere: people don't want another app to download, another password to manage, or another portal to log into. They want to do business in the app that's already open on their phone.
That's why SummitFX was built WhatsApp-first. We've taken every feature you'd expect from a serious FX trading platform — live rates, quote execution, forward contracts, rate alerts, market orders, loyalty points, beneficiary management — and put it all inside a chat window. No app to download, no login screen, no dashboard to learn.
Just message us. That's the whole experience.
Tell us your favourite currencies once and we remember. Set your sell and buy currencies plus your preferred quote direction — so every time you ask for a quote, we already know exactly what you need.
Just message us the amount — we'll fire back a live, executable rate immediately. No forms, no call queues. Your preferred pair is already pre-set, so it really is just one number.
Need a quote on a pair that isn't your default? Just tell us what you want. We quote over 100 currencies and support pretty much any major corridor you can think of — GBP/EUR, USD/JPY, EUR/AED, GBP/SAR, you name it.
Tell us the rate you want and we'll keep watch 24/7. The moment your target rate is hit, we send you a WhatsApp message — so you can book immediately, while you've still got the chance.
Like rate alerts, but for when you know exactly what you want to do. Set your target rate and amount, and the moment the market reaches it we'll automatically execute the trade — whether you're awake, asleep, or in a meeting.
Introduce friends and colleagues to SummitFX and earn trade credit for every one who transacts. Check your balance any time by sending "credit" — we'll show you what's live, what's already been spent, and what's pending as your referrals hit their milestones.
Every £1 you trade earns you Summit Points — your share of our 20% client equity pool. Send "points" any time to see your current balance, projected value, and position relative to other clients.
WhatsApp lets you lock individual chats behind Face ID, Touch ID, fingerprint, or a passcode — so even if someone else has your phone, your SummitFX conversations stay private. Combined with end-to-end encryption on every message, you get bank-grade security without another password to remember.
How to lock your SummitFX chat
WhatsApp's custom lists let you group related chats into their own tab — so your SummitFX Trading and Support conversations sit together, front and centre, instead of getting lost below family chats and group messages.
How to create your SummitFX list
Every important event gets a WhatsApp message. When your funds arrive, when your trade settles, when the beneficiary is paid, when your rate alert triggers — you'll know instantly. No email lost in a spam folder. No dashboard to check. Everything happens automatically the moment you start trading with us.
Your entire FX solution lives inside the app you already check forty times a day. Send us a message — we'll take it from there.