GBP/EUR GBP/USD EUR/USD GBP/CAD GBP/SAR EUR/SAR GBP/AED EUR/AED

Send, manage and
receive global money
with confidence.

Deep liquidity, forward contracts, mass payments and dedicated dealer support. Built for businesses that move money across borders.

$270bn+
Annual partner network volume
200+
Countries & territories
145+
Currencies available
7
FCA-regulated partner institutions

Everything your business needs to manage money globally

Whether you're paying suppliers, hedging currency risk, running international payroll or collecting from overseas customers — we have the product to match your need.

Payments & Collections
Send and receive payments across 200+ countries. Same-day settlement on major corridors.
  • International supplier payments
  • International payroll
  • Beneficiary management & allocation
  • Payment status updates in real time
Explore payments
Currency Risk Management
Protect your payables and receivables from currency fluctuations. Lock in rates before they move against you.
  • Spot FX at interbank rates
  • Forward contracts up to 12 months
  • Market orders — auto-execute at target
  • Rate alerts & notifications
Explore hedging
Dedicated Dealer
A named FX specialist who knows your business, your currencies and your payment patterns — always available when you need them.
  • Personal dealer assigned on registration
  • Proactive market commentary
  • Strategy support for larger exposures
  • Support channel always open
Meet your dealer

Go global, operate like a local

Send payments to suppliers and staff in 200+ countries with same-day settlement on major corridors. Receive funds from customers in their preferred currency.

Add beneficiaries, allocate payments and track status with ease. No lengthy bank portals, no hold music.

  • Same-day settlement on GBP, EUR, USD, CAD, AED and more
  • Manage multiple beneficiaries and payment allocations
  • Real-time payment notifications at every stage
Get started →
Recent payments
Dubai Supplier
AED 234,365
Delivered
New York Office
USD 63,715
Delivered
Riyadh Partner
SAR 191,604
Processing

Stabilise your cash flows.
Lock in certainty.

Currency markets move every second. A 2% swing on a £500k payment book means £10,000 of exposure. Forward contracts, market orders and rate alerts give you full control.

  • Forward contracts — lock today's rate for up to 12 months
  • Market orders — auto-execute when your target rate is hit
  • Rate alerts — notified the moment the market reaches your level
Discuss your exposure →
Active forward contracts
GBP / AED Matures 30 Jun 2026
£250,000 @ 4.7100 AED 1,177,500 locked ✓
GBP / USD Matures 31 Aug 2026
£100,000 @ 1.2820 $128,200 locked ✓
Rate alert — GBP/EUR Watching
Target: 1.1900 · Current: 1.1734
Hedging strategy

A strategy built around
your business, not ours.

Your dedicated dealer brings market intelligence from across your sector — what businesses of similar size and trade profile are doing to protect their margins. We help you build a policy that fits your cashflow, risk appetite and planning horizon.

Forward cover · Q3–Q4 2026
Jul
Aug
Sep
Oct
COVERED
£120k AED
@ 4.7100
COVERED
£80k USD
@ 1.2820
COVERED
£90k AED
@ 4.7050
PARTIAL
£60k AED
50% covered
OPEN
£75k AED
Due invoice
Rate protection · GBP/AED
Market rate
Locked @ 4.7100 ✓
Market fell to 4.58 in August — your forward protected £15,600 on a £120k payment.
Your dedicated dealer
Sector intelligence · updated quarterly

"Businesses in your sector with similar AED and USD exposure — typically £500k–£2m per year — are currently running a layered forward strategy, covering 80–100% of near-term requirements and stepping down for later quarters."

"This approach gives budget certainty for the months where you have firm invoices, while leaving room to benefit from favourable rate movements further out."

Based on anonymised aggregate data from similar client profiles. Not financial advice.
Speak to your dealer →
Common hedging strategies

Each business is different. These are the most common frameworks — your dealer will recommend the right blend based on your exposure and cashflow.

Maximum cover
100 / 80 / 60 / 40
Lowest risk
100%
Q1
80%
Q2
60%
Q3
40%
Q4

Full coverage of near-term invoices. Ideal for businesses where currency costs flow directly into fixed-price contracts or tight margin products.

MOST POPULAR
Layered forward
80 / 60 / 40 / 20
Balanced
80%
Q1
60%
Q2
40%
Q3
20%
Q4

The most common approach. Protects the majority of near-term exposure while retaining meaningful flexibility on later quarters.

Rolling 50%
50 / 50 / 50 / 50
Medium risk
50%
Q1
50%
Q2
50%
Q3
50%
Q4

Consistent 50% cover at all times. Half of every payment is protected; half participates in market moves. Simple to manage and budget for.

Opportunistic
60 / 40 / 20 / 0
Higher risk
60%
Q1
40%
Q2
20%
Q3
0%
Q4

Maximum participation in favourable rate movements. Suited to businesses with wider margin tolerance or where FX is a small proportion of costs.

Target rate strategy
Market order led
Flexible
ACTIVE MARKET ORDERS
GBP/AED target4.75 → auto-execute £100k
GBP/USD target1.30 → auto-execute £50k
Executes automatically when market reaches target

Set target rates and let the market come to you. No need to watch screens — your orders execute automatically when your level is reached.

1 / 3
Strategies are illustrative. Your dealer will recommend based on your exposure, cashflow and risk appetite. Not financial advice.
Learn more about hedging

Better rates on every
trade payment

Every time you pay an overseas supplier or receive export revenue, the exchange rate affects your margin. SummitFX gives you access to interbank-grade rates through our network of 7 FCA-regulated partners.

Typical saving vs a high-street bank: 1–3% per transaction. On £1m annual payments, that's £10,000–£30,000 back into your business each year.

  • Competitive spot rates — live quote from your dedicated dealer
  • Full rate transparency before you commit
  • Summit Points earned on every trade — build your equity
Get an importer quote →
Rate comparison · GBP → AED · £100,000
Typical high-street bank · rate 4.48
AED 448,000
SummitFX · rate 4.6673
AED 466,730
You keep an extra AED 18,730 (~£4,000)
Indicative example. Actual rates vary with market conditions.

Pay your global team.
On time, every time.

Running payroll across multiple currencies is time-consuming and expensive through a bank. SummitFX makes it fast, predictable and cheap — with the option to lock in your payroll rate months in advance.

  • Set up recurring payment schedules — execute each month with a single confirmation
  • Fix your payroll rate in advance with forward contracts
  • Same-day settlement to staff in UAE, USA, KSA, EU and beyond
Set up payroll →
Monthly payroll · April 2026
Dubai team · 8 staff
AED 186,920
✓ Sent
New York · 3 staff
USD 31,250
✓ Sent
Riyadh · 5 staff
SAR 93,750
↗ Processing
Total this month £87,420 sent
Regulated & secure

Your money is safe.
We make it our job.

SummitFX operates through a network of 7 FCA-authorised payment institutions. Every partner is regulated, licensed, and subject to stringent compliance and security standards.

FCA authorised network

All payments route through FCA-authorised institutions. Your funds are held in segregated client accounts, separate from operational capital at all times.

Embedded security

Fraud detection, AML screening and KYC verification are embedded across every payment. Real-time risk assessments protect every transaction.

Full transparency

You see the rate, the spread and the amount received before you confirm. No hidden charges, no surprises. Every trade is documented and auditable.

Client stories

Trusted by businesses around the world

SummitFX is independently rated by Feefo. Read verified reviews from real clients on our Feefo profile.

Read our reviews on Feefo →

Ready to simplify your
global payments?

Message us today — get a live quote on your next transfer, meet your dedicated dealer, and see how much you could save.