Sending Swiss francs from Switzerland to the United States? Whether you're supporting US family, paying tuition at a US university, settling a US business invoice, or completing a property purchase — SummitFX gets your CHF into a US account at a real rate, with same-day Fedwire delivery typical when funds reach us before our cutoff.
How the Swiss franc has moved against the US dollar over recent weeks, months, and years. Use the tabs to switch between time horizons. The live dot shows where the market is right now.
Type in either box — enter a CHF amount to see what you'd receive in the United States in dollars, or enter the USD amount you need and we'll show how many Swiss francs it costs. Calculated at the live mid-market rate shown above.
Note: The rate shown is the live mid-market rate. Your actual executable rate includes a small spread — typically 0.5–0.9% at SummitFX vs 2–4% at a Swiss or US high street bank. We'll always show the full breakdown before you book.
Switzerland-to-US is a meaningful corridor — driven by family ties, business invoicing, education, property purchases, and emigration flows. Common reasons our clients send money this way:
Swiss nationals and Americans resident in Switzerland sending CHF to US family — for ongoing support, contributions to US obligations, or one-off transfers.
Swiss students at US universities (Harvard, MIT, Stanford, Columbia, Wharton, Chicago) receiving family support. International tuition typically runs $50,000-80,000+ per year; predictable termly schedules suit forward contracts.
Swiss banks (UBS, Pictet, Julius Baer, Lombard Odier, J. Safra Sarasin, Vontobel, EFG) and family offices managing CHF-denominated portfolios for US-resident clients — converting CHF distributions, dividends, or redemptions to USD. Note FATCA disclosure requirements apply for US persons with Swiss accounts.
Swiss businesses paying US suppliers across pharmaceuticals (US clinical trials, research, and licensing), technology, professional services, watches and luxury (US retail and marketing), and financial services. Treasury teams use forwards to hedge predictable CHF-USD exposure.
American ski-property owners in the Swiss Alps unwinding holdings — repatriating CHF proceeds from sales, rental income, or maintenance reserves back to US accounts.
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Read our reviews on Feefo →Your CHF reaches us via SWIFT message or domestic SIC for clients with Swiss accounts. Once converted, USD settles into your US recipient account via Fedwire (the Federal Reserve's wholesale system, same-day for amounts received before cutoff) or ACH (the retail network, typically T+1). Major US banks (JPMorgan Chase, Bank of America, Citibank, Wells Fargo, US Bank, HSBC USA) all support inbound USD via both rails.
The most common reasons a Switzerland-to-US transfer slips past same-day:
US OFAC and AML review on inbound USD. US banks apply strict OFAC sanctions screening on all inbound USD transfers, particularly for first-time large amounts or new beneficiary relationships. Standard reviews complete in 30 minutes to two hours; occasionally additional documentation is required.
Late CHF arrival in UK time. Our cutoff is 14:00 UK time. Funds sent late afternoon or that bounce through correspondent banks can miss the window.
Swiss or US bank holidays. Swiss bank holidays differ from US ones (US has additional federal holidays like Independence Day, Thanksgiving, Memorial Day). Trades booked when either side is closed will settle on the next mutual business day.
You can convert Swiss francs to US dollars through your bank, through a transfer app, or through a broker. Switzerland-to-US is a corridor where the difference between options is meaningful — both Swiss and US banks tend to mark up CHF/USD aggressively for retail transfers.
Common questions about sending Swiss francs to the United States. Still have questions? Message us on WhatsApp — a real dealer, not a bot, will reply.
CHF/USD trades on SNB versus Federal Reserve policy. Both currencies move on their own central bank's monetary policy stance, economic data, and broader risk sentiment — with USD often acting as the global reserve currency, attracting safe-haven flows during periods of risk-off.
If your CHF arrives with us by 14:00 UK time on a UK business day, we settle the USD onward via Fedwire same-day for larger amounts, or ACH for retail (typically T+1). Note US inbound USD typically reaches a US beneficiary's bank within hours via Fedwire.
Swiss and US banks typically mark up CHF/USD by 2-4% for retail customers. SummitFX spreads are 0.5-0.9% depending on size — meaningful savings, particularly on larger property, business, or family-support transfers.
Yes. If you know an upcoming US property completion, scheduled tuition payment, or future business invoice, a forward contract fixes today's rate for delivery on a future date. You pay a deposit (typically 5-10% of the trade) upfront and settle the balance at delivery.
No hard minimum — we handle trades from CHF 1,000 to CHF 5m+ on this corridor. For recurring smaller payments (monthly support, mortgage payments), market orders or standing arrangements work better than ad-hoc bookings.
US banks apply AML and OFAC sanctions screening on all inbound USD, particularly for first-time large transfers or new beneficiary relationships. Standard reviews complete in 30 minutes to two hours; occasionally larger or unusual transfers require additional documentation. We work with you on documentation up front to avoid delays.
FATCA disclosure requirements apply to US persons with Swiss accounts, requiring Swiss banks to report on US-person account holders to the IRS. Practical effect on FX transfers themselves is minimal — CHF-to-USD conversions proceed via standard mechanics. We are not tax advisers — please consult a US-Swiss tax specialist.
Message us on WhatsApp and we'll have a live CHF/USD rate back in seconds.