Sending euros from Germany to the UK? Whether you're supporting UK family, paying tuition, settling a UK invoice, or completing a property purchase — SummitFX gets your EUR into a UK account at a real rate, with same-day Faster Payments delivery typical when funds reach us before our cutoff.
How the euro has moved against the British pound over recent weeks, months, and years. Use the tabs to switch between time horizons. The live dot shows where the market is right now.
Type in either box — enter a EUR amount to see what you'd receive in the UK in pounds, or enter the GBP amount you need and we'll show how many euros it costs. Calculated at the live mid-market rate shown above.
Note: The rate shown is the live mid-market rate. Your actual executable rate includes a small spread — typically 0.5–0.9% at SummitFX vs 2–4% at a German or UK high street bank. We'll always show the full breakdown before you book.
Germany-to-UK is an active corridor — driven by family support, business invoicing, education, property purchases, and emigration flows. Common reasons our clients send money this way:
German nationals and Britons resident in Germany sending EUR to UK family — for ongoing support, contributions to UK mortgages, or one-off transfers. Predictable monthly schedules suit standing arrangements.
German students at UK universities (LSE, UCL, Imperial, Oxford, Cambridge) receiving family support. International tuition typically runs £25,000–£45,000+ per year post-Brexit; predictable termly schedules suit forward contracts.
German businesses paying UK suppliers across financial services, automotive components, professional services, and technology. Treasury teams use forwards to hedge predictable EUR-GBP exposure on contracted invoicing — a particularly important corridor given the depth of UK-German business links.
German buyers acquiring UK property — primarily in London — for investment, family relocation, or business reasons.
German subsidiaries of UK-listed firms or German-based UK businesses repatriating EUR earnings to UK parent companies. Treasury teams typically schedule these as monthly or quarterly transfers and use forwards to hedge predictable flow.
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Read our reviews on Feefo →Your EUR reaches us via SEPA Instant or SEPA Credit Transfer to our euro account. Once converted, GBP settles into your UK recipient account via Faster Payments — instant settlement up to £1m, supported by all major UK banks (HSBC, Barclays, NatWest, Lloyds, Santander UK, Halifax). Larger amounts route as CHAPS for same-day high-value settlement.
The most common reasons a Germany-to-UK transfer slips past same-day:
Late EUR arrival in UK time. Our cutoff is 14:00 UK time. Funds sent late afternoon or that bounce through correspondent banks can miss the window.
German or UK bank holidays. German bank holidays differ from UK ones. Trades booked when either side is closed will settle on the next mutual business day.
UK inbound AML review. UK banks apply AML checks on inbound GBP for new beneficiary relationships and larger amounts — particularly for first-time large transfers or property-related transfers. Standard delays are 30 minutes to two hours.
You can convert euros to British pounds through your bank, through a transfer app, or through a broker. Germany-to-UK is a corridor where the difference between options is meaningful — both German and UK banks tend to mark up EUR/GBP aggressively for retail transfers.
Common questions about sending euros to the UK. Still have questions? Message us on WhatsApp — a real dealer, not a bot, will reply.
EUR/GBP trades on ECB versus Bank of England policy. Both currencies move on their own central bank's monetary policy stance, economic data on each side, and broader risk sentiment.
If your EUR arrives with us by 14:00 UK time on a UK business day, we settle the GBP onward via Faster Payments (instant, up to £1m) or CHAPS for larger amounts. Most UK beneficiaries see funds in their account within minutes of our outbound payment.
German and UK banks typically mark up EUR/GBP by 2-4% for retail customers. SummitFX spreads are 0.5-0.9% depending on size — meaningful savings, particularly on larger property, business, or family-support transfers.
Yes. If you know an upcoming UK property completion, scheduled tuition payment, or future business invoice, a forward contract fixes today's rate for delivery on a future date. You pay a deposit (typically 5-10% of the trade) upfront and settle the balance at delivery.
No hard minimum — we handle trades from EUR 1,000 to EUR 5m+ on this corridor. For recurring smaller payments (monthly support, mortgage payments), market orders or standing arrangements work better than ad-hoc bookings.
The rate shown on Google, XE, or in our chart above is the mid-market rate — the midpoint of interbank buy and sell quotes. Nobody actually transacts at this rate; providers add a margin. Banks typically 2-4%, transfer apps 0.7-1.0%, SummitFX 0.5-0.9% — with our clients also getting a named dealer and WhatsApp access.
Yes. German bank holidays differ from UK ones (e.g., Reformation Day, Corpus Christi in some Länder). Trades booked when German banks are closed will settle on the next German business day. We always confirm the actual settlement date when you book.
Message us on WhatsApp and we'll have a live EUR/GBP rate back in seconds.