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Send money from France 🇫🇷United States 🇺🇸

Sending euros from France to the United States? Whether you're supporting US family, paying tuition at a US university, settling a US business invoice, or completing a property purchase — SummitFX gets your EUR into a US account at a real rate, with same-day Fedwire delivery typical when funds reach us before our cutoff.

euro → US dollar · Live rate
1 EUR = USD
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Sending the other way? Send money from the US to France →

EUR/USD over time

How the euro has moved against the US dollar over recent weeks, months, and years. Use the tabs to switch between time horizons. The live dot shows where the market is right now.

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Convert EUR ↔ USD at today's rate

Type in either box — enter a EUR amount to see what you'd receive in the United States in dollars, or enter the USD amount you need and we'll show how many euros it costs. Calculated at the live mid-market rate shown above.

Note: The rate shown is the live mid-market rate. Your actual executable rate includes a small spread — typically 0.5–0.9% at SummitFX vs 2–4% at a French or US high street bank. We'll always show the full breakdown before you book.

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Sending EUR to the United States

France-to-US is a meaningful corridor — driven by family ties, business invoicing, education, property purchases, and emigration flows. Common reasons our clients send money this way:

French residents sending EUR to US family

French nationals and Americans resident in France sending EUR to US family — for ongoing support, dual-national family flows, or contributions to US obligations.

French students at US universities

French students at US universities (Harvard, MIT, Stanford, Columbia, Wharton, Chicago, NYU) receiving family support. Many French students attend US graduate programmes; predictable termly schedules suit forward contracts.

French businesses paying US suppliers

French businesses paying US suppliers across luxury (US retail expansion for LVMH, Hermès, Kering), aerospace (Airbus US-supplier components), defence (Thales US contracts), pharmaceuticals (Sanofi US operations), and technology. Treasury teams use forwards to hedge predictable EUR-USD exposure.

French nationals investing in US property

French buyers acquiring US property — particularly in NYC (the established Franco-American community), Miami, and Los Angeles. Forward contracts protect deal economics during the 30-60 day US conveyancing window.

American property owners in France repatriating

American retirees or second-home owners unwinding French property — repatriating EUR proceeds from sales, bank balances, or final tax settlements back to US accounts.

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How payments from France to the US work

Your EUR reaches us via SEPA Instant or SEPA Credit Transfer to our euro account. Once converted, USD settles into your US recipient account via Fedwire (the Federal Reserve's wholesale system, same-day for amounts received before cutoff) or ACH (the retail network, typically T+1). Major US banks (JPMorgan Chase, Bank of America, Citibank, Wells Fargo, US Bank, HSBC USA) all support inbound USD via both rails.

Same-day cutoff

14:00 UK
Send your EUR so it reaches us by 14:00 UK time on a UK business day for same-day USD delivery into your US account via Fedwire. Funds received after 14:00 settle T+1.

Inbound rail

SEPA
EUR reaches us via SEPA Instant or SEPA Credit Transfer to our euro account.

Outbound rail

Fedwire / ACH
USD settles to your US bank via Fedwire (same-day for high-value) or ACH (T+1 for retail). Fedwire typically reaches the US beneficiary within hours of our send.

France-US weekday alignment

Mon–Fri
Both French and US banks operate Monday–Friday — no weekend mismatch. Note French bank holidays differ from US ones; we always confirm the actual settlement date when you book.

What can delay a same-day USD credit

The most common reasons a France-to-US transfer slips past same-day:

US OFAC and AML review on inbound USD. US banks apply strict OFAC sanctions screening on all inbound USD transfers, particularly for first-time large amounts or new beneficiary relationships. Standard reviews complete in 30 minutes to two hours; occasionally additional documentation is required.

Late EUR arrival in UK time. Our cutoff is 14:00 UK time. Funds sent late afternoon or that bounce through correspondent banks can miss the window.

French or US bank holidays. French bank holidays differ from US ones (US has additional federal holidays like Independence Day, Thanksgiving, Memorial Day). Trades booked when either side is closed will settle on the next mutual business day.

Why send France → US with us

You can convert euros to US dollars through your bank, through a transfer app, or through a broker. France-to-US is a corridor where the difference between options is meaningful — both French and US banks tend to mark up EUR/USD aggressively for retail transfers.

Sending money from France to the US — FAQs

Common questions about sending euros to the United States. Still have questions? Message us on WhatsApp — a real dealer, not a bot, will reply.

Why does EUR/USD move the way it does?

EUR/USD trades on ECB versus Federal Reserve policy. Both currencies move on their own central bank's monetary policy stance, economic data, and broader risk sentiment — with USD often acting as the global reserve currency, attracting safe-haven flows during periods of risk-off.

How long does a transfer from France to the US take?

If your EUR arrives with us by 14:00 UK time on a UK business day, we settle the USD onward via Fedwire same-day for larger amounts, or ACH for retail (typically T+1). Note US inbound USD typically reaches a US beneficiary's bank within hours via Fedwire.

How much better is SummitFX's rate than my bank's?

French and US banks typically mark up EUR/USD by 2-4% for retail customers. SummitFX spreads are 0.5-0.9% depending on size — meaningful savings, particularly on larger property, business, or family-support transfers.

Can I lock today's rate for a future USD payment?

Yes. If you know an upcoming US property completion, scheduled tuition payment, or future business invoice, a forward contract fixes today's rate for delivery on a future date. You pay a deposit (typically 5-10% of the trade) upfront and settle the balance at delivery.

What's the minimum trade size?

No hard minimum — we handle trades from EUR 1,000 to EUR 5m+ on this corridor. For recurring smaller payments (monthly support, mortgage payments), market orders or standing arrangements work better than ad-hoc bookings.

What about US AML and OFAC checks on inbound USD?

US banks apply AML and OFAC sanctions screening on all inbound USD, particularly for first-time large transfers or new beneficiary relationships. Standard reviews complete in 30 minutes to two hours; occasionally larger or unusual transfers require additional documentation. We work with you on documentation up front to avoid delays.

Are there special considerations for French-American business transfers?

EUR-to-USD transfers from France proceed via standard SEPA inbound and Fedwire/ACH outbound mechanics. French firms with US operations (LVMH, Sanofi, Airbus, Thales) typically have established US-EUR treasury arrangements; we work with treasury teams on timing and documentation as needed.

Ready to send money to the US?

Message us on WhatsApp and we'll have a live EUR/USD rate back in seconds.