Sending Canadian dollars from Canada to the UK? Whether you're supporting UK family, paying tuition, settling a UK invoice, or completing a property purchase — SummitFX gets your CAD into a UK account at a real rate, with same-day Faster Payments delivery typical when funds reach us before our cutoff.
How the Canadian dollar has moved against the British pound over recent weeks, months, and years. Use the tabs to switch between time horizons. The live dot shows where the market is right now.
Type in either box — enter a CAD amount to see what you'd receive in the UK in pounds, or enter the GBP amount you need and we'll show how many Canadian dollars it costs. Calculated at the live mid-market rate shown above.
Note: The rate shown is the live mid-market rate. Your actual executable rate includes a small spread — typically 0.5–0.9% at SummitFX vs 2–4% at a Canadian or UK high street bank. We'll always show the full breakdown before you book.
Canada-to-UK is an active corridor — driven by family support, business invoicing, education, property purchases, and emigration flows. Common reasons our clients send money this way:
Canadian nationals and British emigrants in Canada sending CAD to UK family — for ongoing support, contributions to UK mortgages, or one-off transfers. Standing arrangements smooth out monthly currency exposure.
Canadian students at UK universities (Imperial, LSE, UCL, Oxford, Cambridge, Edinburgh) receiving family support payments. International tuition typically runs £25,000–£45,000+ per year; predictable termly schedules suit forward contracts.
Canadian businesses paying UK suppliers across financial services, mining services, technology, and professional services. Treasury teams use forwards to hedge predictable CAD-GBP exposure on contracted invoicing.
British nationals returning from Canada to the UK (after assignments, retirement, or family changes) repatriating CAD savings, pension transfers, or proceeds from Canadian property sales back to UK accounts. Forward contracts fix the GBP amount you'll receive regardless of intervening rate moves.
Canadian buyers acquiring UK property — particularly in London — for investment, family relocation, or to support family in the UK. Forward contracts protect deal economics during the 8–16 week conveyancing window.
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Read our reviews on Feefo →Your CAD reaches us via Canadian EFT for CAD-resident clients, or SWIFT. Once converted, GBP settles into your UK recipient account via Faster Payments — instant settlement up to £1m, supported by all major UK banks (HSBC, Barclays, NatWest, Lloyds, Santander UK, Halifax). Larger amounts route as CHAPS for same-day high-value settlement.
The most common reasons a Canada-to-UK transfer slips past same-day:
Late CAD arrival in UK time. Our cutoff is 14:00 UK time. Funds sent late afternoon or that bounce through correspondent banks can miss the window.
Canadian or UK bank holidays. Canadian bank holidays differ from UK ones. Trades booked when either side is closed will settle on the next mutual business day.
UK inbound AML review. UK banks apply AML checks on inbound GBP for new beneficiary relationships and larger amounts — particularly for first-time large transfers or property-related transfers. Standard delays are 30 minutes to two hours.
You can convert Canadian dollars to British pounds through your bank, through a transfer app, or through a broker. Canada-to-UK is a corridor where the difference between options is meaningful — both Canadian and UK banks tend to mark up CAD/GBP aggressively for retail transfers.
Common questions about sending Canadian dollars to the UK. Still have questions? Message us on WhatsApp — a real dealer, not a bot, will reply.
CAD/GBP trades on BoC versus Bank of England policy. Both currencies move on their own central bank's monetary policy stance, economic data on each side, and broader risk sentiment.
If your CAD arrives with us by 14:00 UK time on a UK business day, we settle the GBP onward via Faster Payments (instant, up to £1m) or CHAPS for larger amounts. Most UK beneficiaries see funds in their account within minutes of our outbound payment.
Canadian and UK banks typically mark up CAD/GBP by 2-4% for retail customers. SummitFX spreads are 0.5-0.9% depending on size — meaningful savings, particularly on larger property, business, or family-support transfers.
Yes. If you know an upcoming UK property completion, scheduled tuition payment, or future business invoice, a forward contract fixes today's rate for delivery on a future date. You pay a deposit (typically 5-10% of the trade) upfront and settle the balance at delivery.
No hard minimum — we handle trades from CAD 1,000 to CAD 5m+ on this corridor. For recurring smaller payments (monthly support, mortgage payments), market orders or standing arrangements work better than ad-hoc bookings.
The rate shown on Google, XE, or in our chart above is the mid-market rate — the midpoint of interbank buy and sell quotes. Nobody actually transacts at this rate; providers add a margin. Banks typically 2-4%, transfer apps 0.7-1.0%, SummitFX 0.5-0.9% — with our clients also getting a named dealer and WhatsApp access.
QROPS rules affect transferring UK pensions out to Canada, not Canadian pensions back to the UK. Canadian RRSPs, RRIFs, and similar can be drawn down and converted to GBP via standard FX flows, but tax treatment varies — please consult a UK tax adviser familiar with Canadian-source income.
Message us on WhatsApp and we'll have a live CAD/GBP rate back in seconds.