Sending Australian dollars from Australia to the United States? Whether you're supporting US family, paying tuition at a US university, settling a US business invoice, or completing a property purchase — SummitFX gets your AUD into a US account at a real rate, with same-day Fedwire delivery typical when funds reach us before our cutoff.
How the Australian dollar has moved against the US dollar over recent weeks, months, and years. Use the tabs to switch between time horizons. The live dot shows where the market is right now.
Type in either box — enter a AUD amount to see what you'd receive in the United States in dollars, or enter the USD amount you need and we'll show how many Australian dollars it costs. Calculated at the live mid-market rate shown above.
Note: The rate shown is the live mid-market rate. Your actual executable rate includes a small spread — typically 0.5–0.9% at SummitFX vs 2–4% at a Australian or US high street bank. We'll always show the full breakdown before you book.
Australia-to-US is a meaningful corridor — driven by family ties, business invoicing, education, property purchases, and emigration flows. Common reasons our clients send money this way:
Australians and Americans resident in Australia sending AUD to US family — for ongoing support, US property obligations, or one-off transfers.
Australian students at US universities (Harvard, MIT, Stanford, Columbia, Wharton, NYU, USC) receiving family support payments. International tuition typically runs $50,000-80,000+ per year; predictable termly schedules suit forward contracts.
Australian businesses paying US suppliers — particularly across technology (cloud, SaaS, software licensing), defence (under AUKUS), mining technology, and professional services. Treasury teams use forwards to hedge predictable AUD-USD exposure.
US-Australian dual nationals, Americans who emigrated to Australia (returning periodically or supporting US relatives), or Australian nationals with US family — managing financial life across both countries.
Australian buyers acquiring US property — particularly in Los Angeles (the established Australian-American community), New York, and Hawaii. Forward contracts protect deal economics during the 30-60 day US conveyancing window.
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Read our reviews on Feefo →Your AUD reaches us via Australian New Payments Platform (NPP) for AUD-resident clients, or SWIFT. Once converted, USD settles into your US recipient account via Fedwire (the Federal Reserve's wholesale system, same-day for amounts received before cutoff) or ACH (the retail network, typically T+1). Major US banks (JPMorgan Chase, Bank of America, Citibank, Wells Fargo, US Bank, HSBC USA) all support inbound USD via both rails.
The most common reasons a Australia-to-US transfer slips past same-day:
US OFAC and AML review on inbound USD. US banks apply strict OFAC sanctions screening on all inbound USD transfers, particularly for first-time large amounts or new beneficiary relationships. Standard reviews complete in 30 minutes to two hours; occasionally additional documentation is required.
Late AUD arrival in UK time. Our cutoff is 14:00 UK time. Funds sent late afternoon or that bounce through correspondent banks can miss the window.
Australian or US bank holidays. Australian bank holidays differ from US ones (US has additional federal holidays like Independence Day, Thanksgiving, Memorial Day). Trades booked when either side is closed will settle on the next mutual business day.
You can convert Australian dollars to US dollars through your bank, through a transfer app, or through a broker. Australia-to-US is a corridor where the difference between options is meaningful — both Australian and US banks tend to mark up AUD/USD aggressively for retail transfers.
Common questions about sending Australian dollars to the United States. Still have questions? Message us on WhatsApp — a real dealer, not a bot, will reply.
AUD/USD trades on RBA versus Federal Reserve policy. Both currencies move on their own central bank's monetary policy stance, economic data, and broader risk sentiment — with USD often acting as the global reserve currency, attracting safe-haven flows during periods of risk-off.
If your AUD arrives with us by 14:00 UK time on a UK business day, we settle the USD onward via Fedwire same-day for larger amounts, or ACH for retail (typically T+1). Note US inbound USD typically reaches a US beneficiary's bank within hours via Fedwire.
Australian and US banks typically mark up AUD/USD by 2-4% for retail customers. SummitFX spreads are 0.5-0.9% depending on size — meaningful savings, particularly on larger property, business, or family-support transfers.
Yes. If you know an upcoming US property completion, scheduled tuition payment, or future business invoice, a forward contract fixes today's rate for delivery on a future date. You pay a deposit (typically 5-10% of the trade) upfront and settle the balance at delivery.
No hard minimum — we handle trades from AUD 1,000 to AUD 5m+ on this corridor. For recurring smaller payments (monthly support, mortgage payments), market orders or standing arrangements work better than ad-hoc bookings.
US banks apply AML and OFAC sanctions screening on all inbound USD, particularly for first-time large transfers or new beneficiary relationships. Standard reviews complete in 30 minutes to two hours; occasionally larger or unusual transfers require additional documentation. We work with you on documentation up front to avoid delays.
AUKUS (the trilateral security partnership between Australia, the UK, and the US) is a defence arrangement, not an FX one. Practical effect on transfers is minor — AUD-to-USD conversions proceed via standard mechanics. AUKUS-related defence procurement may drive larger institutional flows but the FX mechanics are unchanged.
Message us on WhatsApp and we'll have a live AUD/USD rate back in seconds.