The live Hong-Kong-dollar-to-Swiss-franc rate, updated every minute. Book HKD→CHF with SummitFX on WhatsApp — we accept incoming HKD via SWIFT and settle CHF via SWIFT/SIC to your Swiss recipient bank.
Use the tabs to view the last week, month, year, or five years of daily closing rates. The shaded band shows the high-low range for the period — a quick visual read on volatility.
Type in either box — enter a HKD amount to see what you'd get in CHF, or enter a target CHF amount to see how many Hong Kong dollars you'd need. Calculated at the live mid-market rate shown above.
Note: The rate shown is the live mid-market rate. Your actual executable rate includes a small spread — typically 0.5–1.0% at SummitFX vs 2–4% at a UK high street bank. We'll always show the full breakdown before you book.
HKD/CHF is the mirror of CHF/HKD — read from the Hong Kong side. Because HKD is pegged to USD within a tight band (7.75-7.85), the pair effectively moves on USD/CHF dynamics. SNB versus Federal Reserve policy, safe-haven flows, eurozone dynamics, and global risk sentiment dominate. The Hong Kong Monetary Authority defends the peg through automatic intervention, meaning HK rates effectively track US rates and HKD movements against CHF reflect USD/CHF movements.
USD peg within 7.75-7.85 band: HKD is pegged to USD within a band of 7.75 (strong side) to 7.85 (weak side). The Hong Kong Monetary Authority defends the band through automatic intervention. The peg has held continuously since 1983 (with the current band system since 2005).
Federal Reserve policy (via HKMA): Because the HKMA maintains the USD peg, Hong Kong rates effectively track Fed rates. Fed decisions, FOMC statements, and the quarterly dot plot all directly affect HKD rates and the dollar's USD-derived movements against CHF.
Hong Kong-mainland China integration: Hong Kong's role as the gateway between mainland China and global financial markets generates significant capital flow. Stock Connect, Bond Connect, IPO activity, and PBoC liquidity operations all affect HKD market dynamics within the peg band.
HKMA reserves and intervention: The HKMA holds over USD 400 billion in foreign exchange reserves accumulated through years of peg defence. Aggregate balance changes are watched for clues to intervention activity. The peg's credibility is rooted in these substantial reserves.
Hong Kong-specific capital flows: BNO migration outflows (since 2021), inbound mainland Chinese investment, IPO and corporate finance activity, and Asia-Pacific institutional rebalancing all generate HKD-related flows. While the peg constrains HKD movement, these flows can affect intervention frequency.
Swiss National Bank policy: The SNB sets Swiss interest rates and is one of the most interventionist major central banks. Decisions, FX reserves changes, and statements from Chairman Martin Schlegel are the biggest scheduled CHF events.
Safe-haven status: CHF strengthens in any global risk-off episode — financial crises, geopolitical stress, eurozone instability, banking sector worries. The 2011-2015 EUR/CHF cap and 2015 'francogeddon' removal are reminders of how dramatic CHF safe-haven flows can be.
Swiss inflation: Switzerland has structurally low inflation. Swiss CPI surprises (rare) move CHF disproportionately because they shift SNB policy expectations meaningfully.
Eurozone correlation: EUR/CHF is the most-watched cross for the franc. Eurozone stress drives CHF buying, and the SNB has historically intervened to prevent excessive CHF strength against EUR.
SNB FX reserves and intervention history: The SNB holds vast FX reserves accumulated through years of intervention to prevent CHF strength. Reserves changes signal SNB activity. Markets watch SNB sight deposits weekly for clues to recent FX operations.
Hong Kong and Switzerland share a substantial bilateral relationship worth around CHF 14 billion in trade annually, dominated by Swiss luxury exports (watches and jewellery in particular) and pharmaceuticals. The corridor's defining feature is decades of HK private wealth management through Swiss private banking — Hong Kong family offices, high-net-worth clients, and entrepreneurs maintain substantial CHF-denominated portfolios with Swiss banks. The Switzerland-Hong Kong FTA (in force since 2012) supports trade. Swiss multinationals (Nestlé, Roche, Novartis, ABB) use Hong Kong as their Asia-Pacific regional headquarters.
HKD→CHF settles via SWIFT through our Swiss correspondent network. Time-zone alignment matters — Hong Kong is 7-8 hours ahead of Switzerland, so HK morning bookings reach the UK around mid-morning UK time, but afternoon HK bookings often arrive after our cutoff.
Three things most commonly cause HKD→CHF transfers to miss same-day settlement:
Late HKD arrival in UK time. Our cutoff is 11:00 UK time for same-day CHF settlement — early because we need conversion done while UK banks are processing actively. HKD wires sent from Hong Kong in the morning typically arrive in the UK by mid-morning UK time, but afternoon HK bookings often miss our cutoff. Plan to send from Hong Kong early in the local business day.
AML compliance review. Swiss banks apply rigorous AML and source-of-funds checks for inbound transfers from Asia-Pacific, particularly for new beneficiary relationships, larger amounts, or family wealth movements. Standard delays are 30 minutes to 2 hours; longer reviews can occur for first-time large transfers.
Hong Kong or Swiss holidays. If Swiss banks are closed (Swiss National Day on 1 August, Christmas, New Year), CHF wires won't post. If HK banks are closed (Lunar New Year, Ching Ming, Mid-Autumn, etc.), your HKD wire won't be initiated. Plan around both calendars when settlement timing is critical.
For tight CHF deadlines — Swiss school fees, supplier invoices, large transfers — book the day before and let the conversion settle overnight. Forward contracts work well for ongoing institutional flows, Swiss-HK private banking transfers, and Swiss multinational subsidiary repatriation.
HKD/CHF is the corridor for Hong Kong residents and businesses with meaningful CHF obligations, plus Switzerland-bound flows from HK family offices, asset managers, and Swiss multinational subsidiary operations. Common use cases:
Hong Kong high-net-worth families and family offices use Swiss private banking for international wealth diversification — Switzerland has been a destination for HK wealth management for decades. Outbound HKD-CHF flows for asset diversification are common, often as substantial one-off transfers where broker spreads vs bank spreads make a meaningful difference.
Hong Kong-based asset managers, private banks, and institutional investors allocating to Swiss government bonds, blue-chip Swiss equities (Nestlé, Roche, Novartis, ABB), and Swiss commercial real estate. While dominated by institutional desks, individual HK high-net-worth residents also use this corridor.
HK families with children at elite Swiss boarding schools (Le Rosey, Aiglon, Beau Soleil, Institut auf dem Rosenberg) and Swiss universities (EPFL, ETH, HEC Lausanne). Termly fee schedules suit forwards or rate alerts.
Nestlé, Roche, Novartis, ABB Asia-Pacific subsidiaries based in Hong Kong periodically repatriating HKD profits to CHF parent companies. Treasury teams use forwards to hedge predictable HKD-CHF exposure across financial years.
HK buyers — both private individuals and institutional players — purchasing Swiss property (where permitted under Lex Koller for residency or hospitality use). Verbier, Crans-Montana, Zurich, Geneva, and Lugano are common destinations. Forward contracts protect deal economics from currency moves.
Hong Kong-based authorised dealers of Swiss watches periodically remit HKD revenue to Swiss watchmaker parent companies. While these are largely institutional treasury flows, they form a substantial part of the corridor volume.
You can convert Hong Kong dollars to Swiss francs through your bank, through a transfer app, or through a broker. HKD is moderately liquid given Hong Kong's role as Asia-Pacific financial hub, but Swiss banking's premium pricing makes broker access particularly valuable.
Everything clients typically ask about sending Hong Kong dollars to Swiss francs. Still have questions? Message us on WhatsApp — a real dealer, not a bot, will reply.
Because the Hong Kong dollar is pegged to the US dollar within a tight band of 7.75-7.85 HKD per USD. The Hong Kong Monetary Authority defends this band through automatic intervention at the limits, and HKMA reserves of over USD 400 billion make the peg highly credible. In practice HKD trades very close to the band centre, so HKD/CHF moves track USD/CHF almost exactly — SNB policy, eurozone stress, safe-haven flows, and Fed policy dominate.
We never forecast — but the chart above puts today's rate in context. Because HKD tracks USD, the question is really about USD/CHF direction. Rate alerts let you set a target level and wait passively rather than guessing on macro.
Hong Kong and Swiss banks typically mark up HKD/CHF by 2–4% for retail customers. SummitFX spreads are 0.5–1.0% depending on size. On a HKD 5,000,000 Swiss private banking transfer (~CHF 550,000), the saving versus a bank can run from CHF 10,000 to CHF 25,000.
If your HKD arrives with us by 11:00 UK time on a UK business day, we settle the CHF the same day. SIC delivery to Swiss recipient banks typically takes a few hours. Send your HKD wire in the Hong Kong morning to give the best chance of same-day Swiss settlement — this corresponds to UK overnight, so the wire is typically arriving as the UK business day starts.
Yes. A forward contract fixes today's rate for delivery up to 24 months ahead. You pay a deposit (5–10% of the trade) upfront and settle the balance at delivery. Particularly common for HK families paying termly Swiss boarding school fees, and for Swiss property purchases by HK buyers.
No hard minimum — we handle trades from HKD 5,000 to HKD 50m+. Below around HKD 50,000 (~CHF 5,500) the spread widens slightly to cover fixed execution costs. For recurring smaller payments, market orders or standing arrangements work better than ad-hoc bookings.
The rate shown on Google, XE, or the chart above is the mid-market rate — the midpoint of interbank buy and sell quotes. Nobody gets exactly that rate; providers add a margin. Banks typically 2–4%, Wise 0.7–1.0%, SummitFX 0.5–1.0% — with our clients also getting a named dealer and WhatsApp access.
Switzerland has been a destination for international private banking for over a century, and Hong Kong became one of the most active sources of clients globally during the Asian economic boom from the 1970s onwards. Swiss banks established Hong Kong representative offices and built relationships with HK family offices and entrepreneurs. The combination of Swiss banking discretion, currency stability (CHF safe-haven status), and sophisticated wealth management services made Switzerland a natural diversification destination for HK wealth — which generates ongoing CHF-HKD flow in both directions for portfolio rebalancing, asset purchases, and family obligations.
Message us on WhatsApp and we'll have a live executable rate back in seconds.