The live Swiss-franc-to-dollar rate, updated every minute. Book CHF→USD with SummitFX on WhatsApp — we accept incoming CHF via SWIFT/SIC and settle USD via SWIFT to your US recipient bank.
Use the tabs to view the last week, month, year, or five years of daily closing rates. The shaded band shows the high-low range for the period — a quick visual read on volatility.
Type in either box — enter a CHF amount to see what you'd get in USD, or enter a target USD amount to see how many Swiss francs you'd need. Calculated at the live mid-market rate shown above.
Note: The rate shown is the live mid-market rate. Your actual executable rate includes a small spread — typically 0.3–0.7% at SummitFX vs 2–4% at a UK high street bank. We'll always show the full breakdown before you book.
CHF/USD is the mirror of USD/CHF — read from the Swiss side. The pair moves on Swiss National Bank policy, Federal Reserve policy, US Treasury yields, and global risk sentiment. As CHF is the world's premier safe-haven currency and USD the global reserve, CHF/USD typically rises in stress episodes (where CHF strengthens more than USD) and falls in calm periods (where USD's higher yield attracts capital). The pair is also tightly correlated with EUR/USD given the EUR-CHF relationship.
Swiss National Bank policy: The SNB sets Swiss interest rates and is one of the most interventionist major central banks. Decisions, FX reserves changes, and statements from Chairman Martin Schlegel are the biggest scheduled CHF events. Switzerland's history of negative rates makes the SNB-Fed policy gap structurally wide.
Safe-haven status: CHF strengthens in any global risk-off episode — financial crises, geopolitical stress, eurozone instability, banking sector worries. The 2011 EUR/CHF cap and 2015 removal ('francogeddon') are reminders of how dramatic safe-haven CHF flows can be.
Swiss inflation and economic data: Switzerland has structurally low inflation. Swiss CPI surprises (rare) move CHF disproportionately because they shift SNB expectations meaningfully. Swiss PMI and KOF leading indicator are the main scheduled domestic data releases.
Eurozone correlation: EUR/CHF is the most-watched cross for the franc. Eurozone stress drives CHF buying, and the SNB has historically intervened to prevent excessive CHF strength against EUR. CHF/USD often follows EUR/CHF dynamics indirectly through the EUR-USD relationship.
SNB intervention history: The SNB holds vast FX reserves accumulated through years of intervention to prevent CHF strength. Reserves changes signal SNB activity. Markets watch SNB sight deposits weekly for clues to recent FX operations.
Federal Reserve policy: The Fed sets US interest rates and is the most influential central bank globally. Decisions, the quarterly dot plot, and Jerome Powell's press conferences are the biggest scheduled USD events. The Fed-SNB policy gap is structurally wide given Switzerland's ultra-low rate history.
US CPI and PCE: US inflation data drives Fed expectations. Monthly CPI is one of the most-watched FX events globally. PCE matters more for the actual policy path; CPI matters more for immediate market reactions on release day.
Non-farm payrolls: The first-Friday US jobs report is arguably the biggest scheduled FX event globally. Strong payrolls support USD; weakness undermines it. Unemployment and average hourly earnings are watched alongside the headline number.
US Treasury yields: The 10-year Treasury is a real-time gauge of dollar demand. Rising yields pull global capital into dollar assets, pushing CHF/USD lower.
Risk sentiment: In stress episodes, both USD and CHF strengthen as safe havens — but CHF typically strengthens more, pushing CHF/USD higher. In bullish risk-on phases USD often outperforms CHF, pushing CHF/USD lower.
Switzerland and the US share one of the most concentrated bilateral wealth corridors globally. Bilateral trade is worth around $140 billion annually, dominated by services, pharmaceuticals, and high-value goods. Beyond trade, the corridor carries enormous private banking flow — Swiss private banks remain a major destination for US-resident high-net-worth individuals seeking diversification, and Swiss institutional investors hold significant US assets through cross-border wealth management. Swiss multinationals (Nestlé, Roche, Novartis, ABB) maintain substantial US operations, generating recurring CHF-USD flow.
CHF→USD settles via SWIFT through our US correspondent network. Switzerland and the US are in different time zones (Switzerland is 6 hours ahead of New York), so Swiss morning bookings reach the US by mid-morning US time, making same-day delivery routine for most pairings.
Three things most commonly cause CHF→USD transfers to miss same-day settlement:
Late CHF arrival. Our cutoff is 15:00 UK time for same-day USD settlement. CHF wires sent from Switzerland in the morning typically arrive in the UK well before our cutoff. Late afternoon Swiss bookings (after 15:00 CET / 14:00 UK) often miss it.
Compliance review on large transfers. Inbound CHF wires above $100,000 equivalent may trigger AML review on our side, particularly for first-time senders. Standard delays are 30 minutes to 2 hours; longer reviews are rare but can push settlement to T+1.
US or Swiss bank holidays. If Fedwire is closed (US federal holidays), USD processing stalls. If Swiss banks are closed, CHF wires won't be initiated. Christmas, New Year, US Independence Day, Swiss National Day, and Thanksgiving each affect one side independently — plan around both calendars.
For tight USD deadlines — US property completions, IRS payments, supplier invoices — book the day before and let the conversion settle overnight. Forward contracts are commonly used for ongoing repatriation arrangements by Swiss-based US executives and Swiss multinationals' US treasury operations.
CHF/USD is the corridor for Swiss residents and businesses with meaningful USD obligations, plus US-bound flows from Swiss expats, investors, and corporates. Common use cases:
Swiss buyers — particularly high-net-worth individuals — purchasing US property in New York, Florida, California, and other premium markets. US closing timelines vary widely; forward contracts protect deal economics from currency moves during contract-to-completion periods.
Swiss-headquartered companies (Nestlé, Roche, Novartis, ABB) funding US operations or repatriating US earnings. Treasury teams use forward contracts to hedge predictable USD-CHF exposure across financial years. Individual Swiss expats employed by these firms also generate this corridor flow.
Swiss private banks investing on behalf of clients in US Treasuries, equities, and credit. While dominated by institutional desks, individual high-net-worth Swiss residents also use this corridor to fund US brokerage accounts or US property holdings.
US residents working in Switzerland (pharma, banking, international organisations) regularly repatriating CHF savings to USD. Standing arrangements smooth out the rate exposure across multiple monthly transfers; forward contracts work for known end-of-contract repatriation.
Swiss companies sourcing US software, services, and IP licensing. Swiss pharma and tech sectors generate significant CHF-to-USD flow for SaaS subscriptions, cloud services, US-based research collaborations, and licensing fees.
Dual nationals, US green card holders, or US citizens resident in Switzerland filing US tax returns and paying IRS obligations in USD. Predictable annual deadlines (April 15) make this a good fit for rate alerts and forwards.
You can convert Swiss francs to dollars through your bank, through a transfer app, or through a broker. CHF/USD is a major liquid pair, and given Swiss banking's premium pricing structure, the gap between broker and bank rates is often wider than for other major pairs.
Everything clients typically ask about sending Swiss francs to dollars. Still have questions? Message us on WhatsApp — a real dealer, not a bot, will reply.
We never forecast — but the chart above puts today's rate in context. CHF/USD often reflects global risk sentiment more than US or Swiss data. The pair is also tightly correlated with EUR/USD inversely — when EUR/USD falls, CHF/USD typically falls too. Rate alerts let you set a target level and wait passively rather than guessing on macro.
Swiss and US banks typically mark up CHF/USD by 2–4% for retail customers. SummitFX spreads are 0.3–0.7% depending on size. On a CHF 500,000 transfer that's a saving of CHF 8,500–CHF 18,500 — material at any scale.
If your CHF arrives with us by 15:00 UK time on a UK business day, we settle the USD the same day. SWIFT delivery to US recipient banks typically takes a few hours. Send your CHF wire in the Swiss morning to give the best chance of same-day US settlement.
Yes. US closing timelines vary; forward contracts fix today's rate for delivery on completion day. You pay a deposit (5–10% of the trade) upfront and settle the balance at completion. Common for Swiss-based US property buyers given USD/CHF's safe-haven volatility.
No hard minimum — we handle trades from CHF 500 to CHF 5m+. Below around CHF 5,000 the spread widens slightly to cover fixed execution costs. For recurring smaller payments to US family or suppliers, market orders or standing arrangements work better than ad-hoc bookings.
The rate shown on Google, XE, or the chart above is the mid-market rate — the midpoint of interbank buy and sell quotes. Nobody gets exactly that rate; providers add a margin. Banks typically 2–4%, Wise around 0.4–0.6%, SummitFX 0.3–0.7% — with our clients also getting a named dealer and WhatsApp access.
Because CHF and EUR are highly correlated. Switzerland is geographically and economically integrated with the eurozone, and the SNB also targets a stable CHF/EUR relationship. So when EUR weakens against USD (EUR/USD falls), CHF typically weakens against USD too — pushing CHF/USD lower in lockstep. The correlation isn't perfect but holds the majority of trading days.
Your rate is locked the moment you reply CONFIRM on a quote. Even if CHF spikes on a risk-off event before your wire reaches us, the rate you receive stays exactly as booked. CHF can move sharply on global news — locking in advance is particularly important for large repatriation flows or US property completion timing.
Message us on WhatsApp and we'll have a live executable rate back in seconds.