The live Swiss-franc-to-Canadian-dollar rate, updated every minute. Book CHF→CAD with SummitFX on WhatsApp — we accept incoming CHF via SWIFT/SIC and settle CAD via SWIFT to your Canadian recipient bank.
Use the tabs to view the last week, month, year, or five years of daily closing rates. The shaded band shows the high-low range for the period — a quick visual read on volatility.
Type in either box — enter a CHF amount to see what you'd get in CAD, or enter a target CAD amount to see how many Swiss francs you'd need. Calculated at the live mid-market rate shown above.
Note: The rate shown is the live mid-market rate. Your actual executable rate includes a small spread — typically 0.5–0.9% at SummitFX vs 2–4% at a UK high street bank. We'll always show the full breakdown before you book.
CHF/CAD is the mirror of CAD/CHF — read from the Swiss side. The pair moves on Swiss National Bank policy, Bank of Canada policy, oil prices, US economic data, and global safe-haven flows. As CHF is a premier safe-haven currency and CAD a moderately risk-on commodity currency, CHF/CAD typically rises in stress episodes (CHF safe-haven flow plus CAD weakening on oil and risk-off) and falls in bullish risk-on phases when oil rallies push CAD higher.
Swiss National Bank policy: The SNB sets Swiss interest rates and is one of the most interventionist major central banks. Decisions, FX reserves changes, and statements from Chairman Martin Schlegel are the biggest scheduled CHF events. Switzerland's history of negative rates makes the SNB-BoC policy gap structurally wide.
Safe-haven status: CHF strengthens in any global risk-off episode — financial crises, geopolitical stress, eurozone instability, banking sector worries. The 2011-2015 EUR/CHF cap and 2015 'francogeddon' removal are reminders of how dramatic CHF safe-haven flows can be.
Swiss inflation: Switzerland has structurally low inflation. Swiss CPI surprises (rare) move CHF disproportionately because they shift SNB policy expectations meaningfully.
Eurozone correlation: EUR/CHF is the most-watched cross for the franc. Eurozone stress drives CHF buying, and the SNB has historically intervened to prevent excessive CHF strength against EUR. CHF/CAD often follows EUR/CHF dynamics indirectly.
SNB FX reserves and intervention history: The SNB holds vast FX reserves accumulated through years of intervention to prevent CHF strength. Reserves changes signal SNB activity. Markets watch SNB sight deposits weekly for clues to recent FX operations.
Bank of Canada policy: The BoC sets Canadian interest rates and meets eight times a year. Decisions, the post-meeting Monetary Policy Report, and Tiff Macklem's press conferences are the biggest scheduled CAD events. The BoC's policy path tends to track the Fed closely given US-Canada integration.
Oil prices: Canada is a major oil producer; oil exports are a meaningful share of national GDP. Rising oil prices typically support CAD; falling oil weighs on it. WTI is the relevant benchmark.
US data and Fed policy: Around 75% of Canadian exports go to the US, so Canadian growth is closely linked to US demand. US non-farm payrolls and CPI prints often move CAD as much as Canadian-specific data — sometimes more.
Canadian housing market: Canadian housing is a meaningful macro variable, affecting both consumer wealth and BoC's financial stability concerns. Major housing-sector developments can move the loonie.
Risk sentiment: CAD is moderately risk-on. In bullish global markets CAD typically strengthens against safe-haven CHF; in stress episodes CHF/CAD rallies as safe-haven CHF strengthens and CAD weakens on oil and risk-off.
Switzerland and Canada share modest direct trade ties worth around C$8 billion annually, but the corridor depth comes from institutional and private banking flows. Swiss private banks manage substantial CAD-denominated wealth for global clients; Swiss multinationals (Glencore — TSX dual-listed, Nestlé, Roche, Novartis, ABB, Holcim) maintain Canadian operations. Swiss residents and Swiss-based families hold meaningful CAD positions through institutional channels and direct equity allocations. The corridor also carries flow from Canadian high-net-worth individuals using Swiss private banking and Swiss multinationals' Canadian subsidiary repatriation.
CHF→CAD settles via SWIFT through our Canadian correspondent network. Switzerland and Canada are in distant time zones — Toronto is 6 hours behind Zurich — but the European-to-Canadian leg works well: morning Swiss bookings reach the UK before our cutoff and arrive in Canada in the early Canadian morning the same day.
Three things most commonly cause CHF→CAD transfers to miss same-day settlement:
Late CHF arrival. Our cutoff is 15:00 UK time for same-day CAD settlement. CHF wires sent from Switzerland in the morning typically arrive in the UK well before our cutoff. Late afternoon Swiss bookings (after 15:00 CET / 14:00 UK) often miss it.
Compliance review on large transfers. Inbound CHF wires above C$100,000 equivalent may trigger AML review on our side, particularly for first-time senders or transfers from Swiss private banking. Standard delays are 30 minutes to 2 hours.
Canadian or Swiss bank holidays. If Swiss banks are closed (Swiss National Day on 1 August, Christmas, New Year), CHF wires won't be initiated. Canadian holidays (Canada Day, Thanksgiving in October, Family Day, Victoria Day) close CAD payment systems. The two calendars overlap on some holidays but differ on most.
For tight CAD deadlines — Canadian property completions, mining-sector capex, supplier invoices — book the day before and let the conversion settle overnight. Forward contracts are commonly used for ongoing Swiss-Canada institutional flows and Swiss multinational treasury operations.
CHF/CAD is the corridor for Swiss residents and businesses with meaningful CAD obligations, plus Canada-bound flows from Swiss expats, investors, and corporates. Common use cases:
Swiss buyers — both private and institutional — purchasing Canadian property in Vancouver, Toronto, Montreal, and Whistler/Banff resort areas. Forward contracts protect deal economics from currency moves during the typical 4-8 week conveyancing window.
Glencore (TSX dual-listed) has major Canadian mining operations; ABB, Roche, Novartis, Nestlé, and Holcim all maintain substantial Canadian presence. Treasury teams use forwards to hedge predictable CHF-CAD exposure across financial years. Individual Swiss expats employed by these firms also generate corridor flow.
Swiss private banks invest on behalf of clients in Canadian government bonds, TSX-listed equities, and Canadian commercial real estate. While dominated by institutional desks, individual Swiss high-net-worth residents also use this corridor for CAD asset diversification.
Swiss professionals working in Canada (banking, pharmaceuticals, engineering) regularly repatriating CAD savings to CHF. Standing arrangements smooth out the rate exposure across multiple monthly transfers; forward contracts work for known end-of-contract repatriation.
Swiss companies sourcing Canadian commodities, lumber, agricultural products, and specialist services. Tight spreads on regular high-volume payments protect margin.
Dual nationals or Canadian citizens resident in Switzerland filing Canadian tax returns and paying obligations in CAD. Predictable annual deadlines suit rate alerts and forwards.
You can convert Swiss francs to Canadian dollars through your bank, through a transfer app, or through a broker. CHF/CAD is moderately liquid, and given Swiss banking's premium pricing structure, the gap between broker and bank rates is often wider than for other major pairs.
Everything clients typically ask about sending Swiss francs to Canadian dollars. Still have questions? Message us on WhatsApp — a real dealer, not a bot, will reply.
We never forecast — but the chart above puts today's rate in context. CHF/CAD moves on safe-haven flows (CHF-positive in stress) and oil prices (CAD-positive when rising). When these diverge, the pair moves meaningfully. Rate alerts let you set a target and wait passively.
Swiss and Canadian banks typically mark up CHF/CAD by 2–4% for retail customers. SummitFX spreads are 0.5–0.9% depending on size. On a CHF 500,000 Canadian property purchase that's a saving of CHF 10,000–CHF 22,500 in your favour.
If your CHF arrives with us by 15:00 UK time on a UK business day, we settle the CAD the same day. SWIFT delivery to Canadian recipient banks typically takes a few hours. Send your CHF wire in the Swiss morning to give the best chance of same-day Canadian settlement.
Yes. Canadian conveyancing typically runs 4-8 weeks during which CHF/CAD can move several percent. A forward contract fixes today's rate for delivery on completion day. You pay a deposit (5–10% of the trade) upfront and settle the balance at completion.
No hard minimum — we handle trades from CHF 500 to CHF 5m+. Below around CHF 5,000 the spread widens slightly to cover fixed execution costs. For recurring smaller payments, market orders or standing arrangements work better than ad-hoc bookings.
The rate shown on Google, XE, or the chart above is the mid-market rate — the midpoint of interbank buy and sell quotes. Nobody gets exactly that rate; providers add a margin. Banks typically 2–4%, Wise 0.6–0.9%, SummitFX 0.5–0.9% — with our clients also getting a named dealer and WhatsApp access.
Glencore is headquartered in Switzerland (Baar) but dual-listed on the Toronto Stock Exchange. Glencore's Canadian operations — particularly in zinc, copper, and nickel mining — generate substantial CHF-CAD treasury flow. Beyond Glencore, several Swiss banks finance Canadian mining and energy projects. The mining sector is one of the most consistent corridor flows in CHF/CAD given the dual exposure.
Your rate is locked the moment you reply CONFIRM on a quote. Even if CHF spikes on a risk-off event before your wire reaches us, the rate you receive stays exactly as booked. CHF can move sharply on global news — locking in advance is particularly important for large repatriation flows or Canadian property completion timing.
Message us on WhatsApp and we'll have a live executable rate back in seconds.