The live Canadian-dollar-to-Swiss-franc rate, updated every minute. Book CAD→CHF with SummitFX on WhatsApp — same-day Swiss settlement when you transact during the European trading day.
Use the tabs to view the last week, month, year, or five years of daily closing rates. The shaded band shows the high-low range for the period — a quick visual read on volatility.
Type in either box — enter a CAD amount to see what you'd get in CHF, or enter a target CHF amount to see how many Canadian dollars you'd need. Calculated at the live mid-market rate shown above.
Note: The rate shown is the live mid-market rate. Your actual executable rate includes a small spread — typically 0.5–0.9% at SummitFX vs 2–4% at a UK high street bank. We'll always show the full breakdown before you book.
CAD/CHF is one of the more stable major currency crosses, with both economies advanced, well-managed, and politically stable. The pair moves on relative BoC-SNB policy, oil prices (CAD's defining export), eurozone dynamics (CHF's eurozone correlation), and global risk sentiment. CAD/CHF tends to be moderately volatile rather than extreme — both currencies are well-behaved, and divergence comes mainly from oil price moves (CAD-positive) versus eurozone stress (CHF-positive on safe-haven flows).
Bank of Canada policy: The BoC sets Canadian interest rates and meets eight times a year. The post-meeting Monetary Policy Report and Tiff Macklem's press conference are the biggest scheduled CAD events. The BoC-SNB policy gap is structurally wide given Switzerland's history of negative rates.
Oil prices: Canada is the fifth-largest oil producer globally and oil exports are a meaningful share of GDP. Rising oil prices typically support CAD; falling oil weighs on it. WTI is the relevant benchmark. Oil moves are the key driver that distinguishes CAD from CHF — when oil rallies, CAD outperforms CHF even if eurozone conditions are calm.
US data dependency: Around 75% of Canadian exports go to the US, so Canadian growth is intimately linked to US demand. US non-farm payrolls and CPI prints often move CAD as much as Canadian-specific data — sometimes more.
Canadian housing: The Canadian housing market is a major macro variable — both as a wealth effect on consumer spending and as a financial stability concern for the BoC. Housing-sector data and BoC commentary on financial stability can move the loonie.
Risk sentiment: CAD is moderately risk-on. In bullish global markets it strengthens against safe-haven CHF; in stress episodes CHF outperforms because of safe-haven flows while CAD weakens on oil and risk-off.
Swiss National Bank policy: The SNB sets Swiss interest rates and is one of the most interventionist major central banks. Decisions, FX reserves changes, and statements from Chairman Martin Schlegel are the biggest scheduled CHF events. Switzerland's history of negative rates makes the SNB-BoC policy gap structurally wide.
Safe-haven flows: CHF is the world's premier safe-haven currency. Geopolitical stress, financial market crises, eurozone tensions, or banking sector worries trigger immediate CHF buying. The 2015 'francogeddon' (CHF surged 30% in minutes when SNB removed EUR/CHF cap) is a reminder of how dramatically CHF can move.
Eurozone correlation: Switzerland is geographically and economically integrated with the eurozone. EUR/CHF dynamics affect CAD/CHF indirectly — when eurozone stress drives EUR/CHF lower, CHF typically strengthens against most currencies including CAD.
Swiss inflation: Switzerland has structurally low inflation due to imported goods denominated in weaker currencies. Even small Swiss CPI surprises move CHF because they shift SNB expectations meaningfully.
SNB FX reserves: The SNB holds enormous FX reserves (often >100% of Swiss GDP) accumulated through years of CHF-weakening intervention. Reserves changes signal SNB activity. Markets watch SNB sight deposits weekly for clues to recent FX operations.
Canada and Switzerland share modest direct trade ties — bilateral trade is worth around C$8 billion annually — but the corridor depth comes from institutional and private banking flows. Canadian pension funds (CPP, OMERS, Caisse de dépôt) hold meaningful Swiss equity and bond positions; Swiss private banks manage substantial CAD-denominated wealth for global clients. Mining sector overlap is significant — Glencore (Swiss-headquartered) is dual-listed on the Toronto Stock Exchange and has substantial Canadian operations, and several Swiss banks finance Canadian mining and resource projects. Canadian high-net-worth individuals also use Swiss private banking for diversification, and Swiss multinationals (Nestlé, Roche, Novartis, ABB) maintain substantial Canadian operations.
CAD→CHF settles via SWIFT through our Swiss correspondent, with the actual CHF leg routing through the Swiss Interbank Clearing system. Switzerland is in the same time zone as Western Europe (CET/CEST), and CAD wires from Canada typically arrive in Europe through the day, making same-day CHF settlement routine.
Three things most commonly cause CAD→CHF transfers to slip past same-day:
Late CAD arrival. Our cutoff is 15:00 UK time for same-day CHF release. CAD wires from Canada typically arrive in Europe during our morning, but late afternoon Canadian bookings (after 15:00 UK / 10:00 Toronto) often miss the cutoff.
AML compliance review on private banking transfers. Swiss private banks apply rigorous AML and source-of-funds checks, particularly for new beneficiary relationships or larger amounts. These reviews are usually clear within a few hours but can occasionally extend settlement to T+1, especially for first-time transfers above CHF 100,000.
Canadian or Swiss public holidays. Canada has its own federal holidays (Canada Day on 1 July, Thanksgiving in October, Family Day, Victoria Day) plus provincial ones. Switzerland has both federal and cantonal holidays — federal ones for FX include Swiss National Day (1 August), Christmas, New Year. The two calendars rarely overlap, so plan around both.
For high-value transfers to Swiss private banks or large corporate payments, we recommend booking the day before to allow buffer for compliance review. Forward contracts are commonly used for ongoing mining-sector flows (especially with Glencore's Canadian operations) and for hedging predictable Swiss obligations.
CAD/CHF is the corridor for Canadian residents and businesses with meaningful Swiss-franc obligations, plus anyone with Swiss banking, property, or business interests. Common use cases:
Canadian high-net-worth individuals topping up or transferring to Swiss private banking accounts for diversification. These are typically large one-off transfers where broker spreads vs bank spreads make a meaningful difference, and where settlement timing is less time-critical than amount certainty.
Glencore (Swiss-headquartered, TSX dual-listed) has substantial Canadian mining operations; several Swiss banks finance Canadian mining and resource projects. Treasury teams at these firms use forwards to hedge predictable CAD-CHF exposure on operating costs, capex, and financing arrangements.
Canadian pension funds (CPP, OMERS, Caisse de dépôt, OTPP) holding Swiss blue-chip equities (Nestlé, Roche, Novartis, ABB, Holcim) and Swiss government bonds. While dominated by institutional desks, the corridor depth supports tight bid-ask spreads even on smaller retail trades.
Canadian families with children at elite Swiss boarding schools (Le Rosey, Aiglon, Beau Soleil, Institut auf dem Rosenberg) facing predictable termly fee schedules. Forward contracts work well for fee schedules — lock in today's CAD/CHF rate for next term's payment.
Canadian buyers purchasing Swiss alpine property — primarily Verbier, St Moritz, Zermatt, Crans-Montana. Swiss property by foreign buyers is restricted under Lex Koller (residency, use, and quantity rules); understand the rules before committing. Forward contracts essential for the typical 2-3 month conveyancing window given CAD/CHF's volatility.
Nestlé, Roche, Novartis, ABB, and Holcim all maintain substantial Canadian operations. Treasury teams use forward contracts to hedge predictable CAD-CHF exposure across financial years. Individual Canadian expats employed by these firms also generate corridor flow.
You can convert Canadian dollars to Swiss francs through your bank, through a transfer app, or through a broker. CAD/CHF is moderately liquid, and given Swiss banking's premium pricing structure, the gap between broker and bank rates is often wider than for other major pairs.
Everything clients typically ask about sending Canadian dollars to Swiss francs. Still have questions? Message us on WhatsApp — a real dealer, not a bot, will reply.
We never forecast — but the chart above puts today's rate in context. CAD/CHF is moderately stable but moves on oil prices (CAD-positive when rising) and eurozone stress (CHF-positive on safe-haven flows). When these diverge, the pair moves meaningfully. Rate alerts let you set a target and wait passively.
Canadian and Swiss banks typically mark up CAD/CHF by 2–4% for retail customers. SummitFX spreads are 0.5–0.9% depending on size. On a C$500,000 corporate or property transfer that's a saving of C$10,000–C$22,500 in your favour.
Book and fund by 15:00 UK time on a business day and CHF typically lands in your beneficiary's Swiss account the same business day — usually within a few hours via the SIC clearing system. Late bookings settle T+1. Private banking accounts can occasionally take longer due to compliance review.
Yes — and we strongly recommend it given Swiss property's sensitivity to CHF strength. Swiss conveyancing typically runs 2–3 months — plenty of time for the pair to move materially. A forward contract fixes today's rate for delivery on completion day.
No hard minimum — we handle trades from C$500 to C$5m+. Below around C$5,000 the spread widens slightly to cover fixed execution costs. For recurring smaller payments to Swiss schools or private banking, market orders or standing arrangements work better than ad-hoc bookings.
The rate shown on Google, XE, or the chart above is the mid-market rate — the midpoint of interbank buy and sell quotes. Nobody gets exactly that rate; providers add a margin. Banks typically 2–4%, Wise 0.6–0.9%, SummitFX 0.5–0.9% — with our clients also getting a named dealer and WhatsApp access.
Glencore is headquartered in Switzerland (Baar) but dual-listed on the Toronto Stock Exchange (originally through its 2013 acquisition of Xstrata). Glencore's Canadian operations — particularly in zinc, copper, and nickel mining — generate substantial CAD-CHF treasury flow. Beyond Glencore, several Swiss banks finance Canadian mining and energy projects. The mining sector is one of the most consistent corridor flows in CAD/CHF given the dual exposure.
Your rate is locked the moment you reply CONFIRM on a quote. Even if a risk-off event sends CAD/CHF lower in a single session before your CAD wire reaches us, the rate you receive stays exactly as booked. CHF can move sharply on global news — locking in advance is essential for any time-critical Swiss payment.
Message us on WhatsApp and we'll have a live executable rate back in seconds.