The live Australian-dollar-to-euro rate, updated every minute. Book AUD→EUR with SummitFX on WhatsApp — we accept incoming AUD via SWIFT and settle EUR via SEPA or SEPA Instant.
Use the tabs to view the last week, month, year, or five years of daily closing rates. The shaded band shows the high-low range for the period — a quick visual read on volatility.
Type in either box — enter a AUD amount to see what you'd get in EUR, or enter a target EUR amount to see how many Australian dollars you'd need. Calculated at the live mid-market rate shown above.
Note: The rate shown is the live mid-market rate. Your actual executable rate includes a small spread — typically 0.4–0.7% at SummitFX vs 2–4% at a UK high street bank. We'll always show the full breakdown before you book.
AUD/EUR is the mirror of EUR/AUD — read from the Australian side. The pair moves on Reserve Bank of Australia policy, European Central Bank policy, commodity prices, China demand, eurozone economic data, and global risk sentiment. As AUD is a textbook risk-on currency and EUR a major reserve currency, AUD/EUR typically rises in bullish global markets when commodities rally and falls in eurozone-specific stress episodes (when EUR weakens) or global risk-off (when AUD weakens more than EUR).
Reserve Bank of Australia policy: The RBA sets Australian interest rates and meets monthly except January. The cash rate is the dominant AUD driver. Markets watch the post-meeting statement and quarterly Statement on Monetary Policy closely for forward guidance.
Commodity prices: Australia is heavily commodity-dependent. Rising commodity prices typically support AUD; falling prices weigh on it. The Chinese property sector's iron ore demand is a major input here.
China data: China is Australia's largest trading partner, taking around 30% of Australian exports. Chinese PMI, industrial production, and stimulus announcements often move AUD more than Australian domestic data.
Australian labour and inflation: Monthly employment prints and quarterly CPI are key. Tight labour market readings combined with sticky inflation tend to support the Aussie by raising rate-hike expectations.
Risk sentiment and AUD/JPY: AUD is the classic risk-on currency. The AUD/JPY cross is widely watched as a global risk gauge — when AUD/JPY rallies, AUD typically outperforms most major currencies including EUR.
European Central Bank policy: The ECB sets eurozone interest rates (deposit rate 2.0% in early 2026). The ECB-RBA policy gap is a key driver. ECB rate decisions and Christine Lagarde's press conferences drive AUD/EUR through the policy gap channel.
Eurozone HICP: Harmonised inflation drives ECB rate expectations. Hot prints support EUR by raising rate-hold expectations; soft prints weaken it.
German and French data: The two largest eurozone economies disproportionately drive the euro. German ZEW, Ifo, and industrial production prints, plus French PMIs and consumption data, all matter for AUD/EUR.
Eurozone sovereign spreads: Widening Bund-BTP, Bund-OAT, or Bund-Bono spreads signal eurozone fragmentation risk and tend to weaken EUR — pushing AUD/EUR higher (AUD strong relative to EUR weakness).
EU political risk: Elections in major member states, fiscal-rule disputes, and anything that threatens eurozone cohesion adds a risk premium to the euro. EU-specific stress tends to push AUD/EUR higher through EUR weakness.
Australia and the EU are major bilateral trade partners with active negotiations on a comprehensive trade agreement. Bilateral trade is worth around €60 billion annually. The corridor carries significant flow from Australian super funds and asset managers (AustralianSuper, Aware, Cbus, UniSuper) holding European bonds, equities, and infrastructure assets. Australian commodity exporters receive EUR revenue from European buyers; European pharmaceutical, automotive, and luxury goods firms generate the reverse flow. The historical migration legacy — particularly Greek, Italian, Yugoslav, and Maltese communities — sustains family-support and inheritance flow.
AUD→EUR settles in two legs: your AUD arrives via SWIFT, we convert, and we pay out EUR via SEPA or SEPA Instant. Time-zone alignment matters — Sydney is 8-10 hours ahead of central Europe, so Australian morning bookings reach Europe before our cutoff but afternoon Australian bookings often miss it.
Three things most commonly cause AUD→EUR transfers to miss same-day settlement:
Late AUD arrival in UK time. Our cutoff is 12:00 UK time for same-day EUR settlement. AUD wires sent from Australia in the morning typically arrive in the UK before our cutoff (Sydney morning is UK overnight), but afternoon Sydney bookings often miss it. If you're sending from Australia, send in the Australian morning to maximise same-day chances.
Intermediary bank holds. SWIFT wires from Australia to the UK occasionally pass through an intermediate Asian or European correspondent bank, which can add an hour or two of internal processing. Standard delays are minor; longer holds are rare but can push settlement to T+1.
Eurozone or Australian holidays. If TARGET2 is closed for an EU-wide holiday, EUR settlement is delayed. If Australian banks are closed (Australia Day, Anzac Day, Queen's Birthday), AUD wires won't be initiated. The two calendars overlap on some holidays (Christmas, New Year) but differ on others — plan around both.
For tight EUR deadlines — eurozone property completions, supplier invoices, tax obligations — book the day before and let the conversion settle overnight. Forward contracts are commonly used for Australian businesses with ongoing EU obligations and for super fund EU asset rebalancing flows.
AUD/EUR is the corridor for Australian residents and businesses with meaningful euro obligations, plus EU-bound flows from Australian expats, investors, and corporates. Common use cases:
Australian buyers — particularly those of Italian, Greek, or other European heritage — purchasing European property in countries of family origin or for retirement. Italy, Greece, Spain, Portugal, and France are the most common destinations. European closing timelines vary; forward contracts protect deal economics from currency moves during contract-to-completion periods.
Australian super funds (AustralianSuper, Aware, Cbus, UniSuper, Australian Retirement Trust) and asset managers allocating to eurozone bonds, blue-chip equities, and infrastructure assets. While dominated by institutional desks, individual Australian high-net-worth investors also use this corridor for European asset allocation.
Australians with European ancestry maintaining family ties — Italian-Australians, Greek-Australians, Maltese-Australians, Polish-Australians, German-Australians. Inheritance flows from European relatives to Australian-based heirs, plus reverse-direction family-support transfers, generate steady AUD-EUR flow.
Australian companies sourcing European goods and services — pharmaceuticals, automotive parts, luxury goods, machinery, professional services. Tight spreads on regular high-volume payments protect margin.
Australian families with children at European universities, particularly in the UK (where this corridor flows through GBP), France, Germany, Switzerland, and the Netherlands. Predictable termly payment schedules suit forwards or rate alerts.
Australians returning to European country of origin transferring lifetime savings; or Europeans who lived in Australia returning home. Large one-off transfers where broker spreads vs bank spreads can save thousands.
You can convert Australian dollars to euros through your bank, through a transfer app, or through a broker. AUD/EUR is moderately liquid given the active migration corridors and institutional flow, but bank markups remain wide — making broker access valuable.
Everything clients typically ask about sending Australian dollars to euros. Still have questions? Message us on WhatsApp — a real dealer, not a bot, will reply.
We never forecast — but the chart above puts today's rate in context. AUD is volatile and driven by commodity prices and risk sentiment, while EUR moves on ECB policy and eurozone-specific stress. AUD/EUR can move on either side's news. Rate alerts let you set a target and wait passively rather than guessing on macro.
Australian and European banks typically mark up AUD/EUR by 2–4% for retail customers. SummitFX spreads are 0.4–0.7% depending on size. On an A$500,000 European property purchase that's a saving of A$10,000–A$17,500 in your favour.
If your AUD arrives with us by 12:00 UK time on a UK business day, we settle the EUR the same day. SEPA delivery is typically a few hours; SEPA Instant credits within seconds. Send your AUD wire in the Australian morning to give the best chance of same-day European settlement.
Yes. European conveyancing typically runs 2-4 months during which AUD/EUR can move several percent. A forward contract fixes today's rate for delivery on completion day. You pay a deposit (5–10% of the trade) upfront and settle the balance at completion. Common for Italian-Australians and Greek-Australians buying property in their family heritage countries.
No hard minimum — we handle trades from A$500 to A$5m+. Below around A$5,000 the spread widens slightly to cover fixed execution costs. For recurring smaller payments to European family or suppliers, market orders or standing arrangements work better than ad-hoc bookings.
The rate shown on Google, XE, or the chart above is the mid-market rate — the midpoint of interbank buy and sell quotes. Nobody gets exactly that rate; providers add a margin. Banks typically 2–4%, Wise 0.5–0.7%, SummitFX 0.4–0.7% — with our clients also getting a named dealer and WhatsApp access.
Post-WW2 European emigration created huge Italian (around 1 million Australians of Italian heritage), Greek (around 400,000), Maltese, Yugoslav, and other communities in Australia. These communities sustain regular AUD-EUR flow for family support, inheritance flows, property purchases in heritage countries, and retirement relocations. The corridor is meaningful in volume terms even though Australia-EU goods trade is smaller than other Australia corridors.
Your rate is locked the moment you reply CONFIRM on a quote. Even if a commodity sell-off, China data surprise, or eurozone stress event sends AUD/EUR sharply in either direction before your AUD wire reaches us, the rate you receive stays exactly as booked. Locking is particularly valuable for property completions, inheritance transfers, and other one-off large payments.
Message us on WhatsApp and we'll have a live executable rate back in seconds.