The live Australian-dollar-to-Swiss-franc rate, updated every minute. Book AUD→CHF with SummitFX on WhatsApp — same-day Swiss settlement when you transact during the European trading day.
Use the tabs to view the last week, month, year, or five years of daily closing rates. The shaded band shows the high-low range for the period — a quick visual read on volatility.
Type in either box — enter a AUD amount to see what you'd get in CHF, or enter a target CHF amount to see how many Australian dollars you'd need. Calculated at the live mid-market rate shown above.
Note: The rate shown is the live mid-market rate. Your actual executable rate includes a small spread — typically 0.5–1.0% at SummitFX vs 2–4% at a UK high street bank. We'll always show the full breakdown before you book.
AUD/CHF is one of the most volatile major currency crosses because it captures both sides of global risk sentiment in a single pair. AUD is the textbook risk-on commodity currency; CHF is the world's premier safe-haven currency alongside JPY. When global risk appetite is strong, AUD strengthens and CHF weakens — pushing AUD/CHF higher. When risk-off hits, AUD weakens (commodities sell off, China demand worries) while CHF strengthens (safe-haven flows) — creating sharp 'double-direction' falls in AUD/CHF. The pair often moves 1-2% in a single session on global news.
Reserve Bank of Australia policy: The RBA sets Australian interest rates and meets monthly except January. The cash rate is the dominant AUD driver. The RBA-SNB policy gap is structurally wide given Switzerland's history of negative rates.
Commodity prices and China demand: Australia is heavily commodity-dependent — iron ore, coal, gas, lithium. China takes around 30% of Australian exports. Strong commodity prices and Chinese industrial demand support AUD; weakness pushes the pair lower.
Australian labour and inflation: Monthly employment prints and quarterly CPI move expectations of RBA policy. Tight labour market readings combined with sticky inflation tend to support the AUD.
Risk sentiment: AUD is the textbook risk-on currency. In bullish global market phases AUD typically outperforms; in stress episodes it sells off sharply against safe havens like USD, JPY, and CHF. This makes AUD/CHF particularly responsive to risk shifts.
AUD/JPY correlation: AUD/CHF often moves with AUD/JPY because both pair AUD against safe-haven currencies. When AUD/JPY rallies (risk-on), AUD/CHF typically rallies too. The two pairs are watched together as global risk gauges.
Swiss National Bank policy: The SNB sets Swiss interest rates and is one of the most interventionist major central banks. Decisions, FX reserves changes, and statements from Chairman Martin Schlegel are the biggest scheduled CHF events. Switzerland's history of negative rates makes the SNB-RBA policy gap structurally wide.
Safe-haven flows: CHF is the world's premier safe-haven currency. Geopolitical stress, financial market crises, eurozone tensions, or banking sector worries trigger immediate CHF buying. The 2015 'francogeddon' (CHF surged 30% in minutes when SNB removed EUR/CHF cap) is a reminder of how dramatically CHF can move.
Eurozone correlation: Switzerland is geographically and economically integrated with the eurozone. EUR/CHF dynamics affect AUD/CHF indirectly — when eurozone stress drives EUR/CHF lower, CHF typically strengthens against most currencies including AUD.
Swiss inflation: Switzerland has structurally low inflation due to imported goods denominated in weaker currencies. Even small Swiss CPI surprises move CHF because they shift SNB expectations meaningfully.
SNB FX reserves: The SNB holds enormous FX reserves (often >100% of Swiss GDP) accumulated through years of CHF-weakening intervention. Reserves changes signal SNB activity. Markets watch SNB sight deposits weekly for clues to recent FX operations.
Australia and Switzerland share modest direct trade ties — bilateral trade is worth around A$3 billion annually — but the corridor depth comes from institutional and private banking flows. Australian super funds and asset managers hold meaningful Swiss equity and bond positions; Swiss private banks manage substantial AUD-denominated wealth for global clients. Mining sector overlap is significant — Glencore (Swiss-headquartered) has major Australian operations, and several Swiss banks finance Australian mining and resource projects. Australian high-net-worth individuals also use Swiss private banking for diversification, and Swiss residents hold AUD assets through institutional channels.
AUD→CHF settles via SWIFT through our Swiss correspondent, with the actual CHF leg routing through the Swiss Interbank Clearing system. Switzerland is in the same time zone as Western Europe (CET/CEST), and AUD wires from Australia in the morning typically reach Europe in the UK overnight, making same-day CHF settlement routine for European-routed bookings.
Three things most commonly cause AUD→CHF transfers to slip past same-day:
Late AUD arrival. Our cutoff is 15:00 UK time for same-day CHF release. AUD wires from Australia typically arrive in Europe in the UK overnight, but late Australian-day bookings can miss the cutoff. SWIFT AUD wires generally take a few hours for international settlement.
AML compliance review on private banking transfers. Swiss private banks apply rigorous AML and source-of-funds checks, particularly for new beneficiary relationships or larger amounts. These reviews are usually clear within a few hours but can occasionally extend settlement to T+1, especially for first-time transfers above CHF 100,000.
Australian or Swiss public holidays. Australia has state-level holidays plus federal ones (Australia Day, Anzac Day, Queen's Birthday). Switzerland has both federal and cantonal holidays — federal ones for FX include Swiss National Day (1 August), Christmas, New Year. The two calendars rarely overlap, so plan around both.
For high-value transfers to Swiss private banks or large mining-sector payments, we recommend booking the day before to allow buffer for compliance review. Forward contracts are commonly used for ongoing mining-sector flows and for hedging predictable Swiss obligations.
AUD/CHF is the corridor for Australian residents and businesses with meaningful Swiss-franc obligations, plus anyone with Swiss banking, property, or business interests. Common use cases:
Australian high-net-worth individuals topping up or transferring to Swiss private banking accounts for diversification. These are typically large one-off transfers where broker spreads vs bank spreads make a meaningful difference, and where settlement timing is less time-critical than amount certainty.
Glencore (Swiss-headquartered) has substantial Australian mining operations; several Swiss banks finance Australian mining and resource projects. Treasury teams at these firms use forwards to hedge predictable AUD-CHF exposure on operating costs, capex, and financing arrangements.
Australian super funds (AustralianSuper, Aware, Cbus, UniSuper, Australian Retirement Trust) holding Swiss blue-chip equities (Nestlé, Roche, Novartis, ABB) and Swiss government bonds. While dominated by institutional desks, the corridor depth supports tight bid-ask spreads even on smaller retail trades.
Australian families with children at elite Swiss boarding schools (Le Rosey, Aiglon, Beau Soleil, Institut auf dem Rosenberg) facing predictable termly fee schedules. Forward contracts work well for fee schedules — lock in today's AUD/CHF rate for next term's payment.
Australian buyers purchasing Swiss alpine property — primarily Verbier, St Moritz, Zermatt, Crans-Montana. Swiss property by foreign buyers is restricted under Lex Koller (residency, use, and quantity rules); understand the rules before committing. Forward contracts essential for the typical 2-3 month conveyancing window given AUD/CHF's volatility.
Australian pharma and biotech companies with Swiss collaborations — Roche, Novartis, and Lonza dominate Swiss pharma and partner with Australian biotechs on licensing, clinical trials, and joint research. These partnerships generate recurring AUD-to-CHF flow.
You can convert Australian dollars to Swiss francs through your bank, through a transfer app, or through a broker. AUD/CHF is moderately liquid, and given Swiss banking's premium pricing structure, the gap between broker and bank rates is often wider than for other major pairs.
Everything clients typically ask about sending Australian dollars to Swiss francs. Still have questions? Message us on WhatsApp — a real dealer, not a bot, will reply.
We never forecast — but the chart above puts today's rate in context. AUD/CHF is one of the most volatile major crosses because it amplifies global risk sentiment — it tends to rally in risk-on phases and crash in risk-off (both AUD weakening and CHF strengthening simultaneously). Rate alerts let you set a target and wait passively.
Australian and Swiss banks typically mark up AUD/CHF by 2–4% for retail customers. SummitFX spreads are 0.5–1.0% depending on size. On an A$500,000 corporate or property transfer that's a saving of A$10,000–A$25,000 in your favour.
Book and fund by 15:00 UK time on a business day and CHF typically lands in your beneficiary's Swiss account the same business day — usually within a few hours via the SIC clearing system. Late bookings settle T+1. Private banking accounts can occasionally take longer due to compliance review.
Yes — and we strongly recommend it given AUD/CHF's volatility. Swiss conveyancing typically runs 2–3 months — plenty of time for the pair to move 5%+ given the pair's risk-on/risk-off dynamics. A forward contract fixes today's rate for delivery on completion day.
No hard minimum — we handle trades from A$500 to A$5m+. Below around A$5,000 the spread widens slightly to cover fixed execution costs. For recurring smaller payments to Swiss schools or private banking, market orders or standing arrangements work better than ad-hoc bookings.
The rate shown on Google, XE, or the chart above is the mid-market rate — the midpoint of interbank buy and sell quotes. Nobody gets exactly that rate; providers add a margin. Banks typically 2–4%, Wise 0.7–1.0%, SummitFX 0.5–1.0% — with our clients also getting a named dealer and WhatsApp access.
Because AUD/CHF captures both sides of global risk sentiment in a single pair. AUD is the textbook risk-on commodity currency; CHF is the world's premier safe-haven currency alongside JPY and gold. In risk-on phases AUD strengthens and CHF weakens, pushing AUD/CHF higher. In stress episodes both sides amplify the move — AUD weakens on commodity sell-offs and risk-off, CHF strengthens on safe-haven flows — pushing AUD/CHF sharply lower in a 'double-direction' move. The pair often moves 1-2% in single sessions on global news.
Your rate is locked the moment you reply CONFIRM on a quote. Even if a risk-off event sends AUD/CHF 2% lower in a single session before your AUD wire reaches us, the rate you receive stays exactly as booked. CHF can move sharply on global news — the 2015 'francogeddon' is a reminder of how dramatically CHF can move on SNB action. Locking in advance is essential for any time-critical Swiss payment.
Message us on WhatsApp and we'll have a live executable rate back in seconds.